If you look around your shop, restaurant, office or salon you will undoubtedly see numerous items of equipment and contents many of which may have cost hundreds if not thousands of pounds. For instance, if you run a butcher's shop you will have freezers, display cabinets and meat cutters to name but a few. If you own a hairdressing salon you will have chairs, tables, expensive hairdryers, straighteners etc.
If your shop premises were burnt to the ground during the night or a water pipe burst during freezing conditions or you were broken into and your items of equipment were stolen these unfortunate events could prove disastrous to the business and, of course, you. After all, how would you be able to continue to operate your business even if you were to find alternative temporary premises if you have no equipment? Do you have the funds available to just go out and buy new items or would you need to arrange a bank loan to do so?
Well, if you had arranged insurance to cover your equipment and contents you could claim on the policy to pay to have these items replaced. There may be no legal requirement to arrange the likes of equipment insurance but we are sure that you will agree it is a prudent thing to do.
In this respect, why not contact Shop Insurance Direct who will be pleased to arrange a competitive quote for you to consider without any obligation.