Personal Accident and Assault Insurance
Whilst, statistically, it is highly unlikely that either you or a member of your staff is going to have a serious accident or be assaulted in the workplace is it not better to be "safe than sorry"? Whilst this type of insurance is not a legal requirement, it could certainly prove beneficial if you were called upon to claim on such cover.
The workplace can prove to be a potentially hazardous place to work. For instance, water could have been spilt on the floor and that could cause someone to slip on it and, perhaps, break a leg preventing him or her from working for a considerable period of time. Yes, your Employers Liability Insurance policy may come in handy should your employee decide to sue you. However, a Personal Accident Insurance policy could also provide your staff member with a weekly income for an extended period of time or, if they died due to the accident, a lump sum could be payable to their dependents.
If the same thing had happened to you, wouldn't you like to be able to takes some time off from running your business to recover but at the same time receive a regular weekly income? Well, a Personal Accident Insurance policy could provide such a valuable benefit.
Unfortunately, whilst not pleasant to talk about, robberies do take place in the society in which we live and, regrettably, some robberies also involve an assault taking place in the workplace. Well, you will be pleased to hear that a Personal Accident (Assault) policy could provide the same levels of cover as a Personal Accident Insurance policy.
If you would like a quote for Personal Accident and Assault Insurance why not contact Shop Insurance Direct. We will be pleased to help arrange a no-obligation competitive quote.